Stella Sauls
Stella Sauls
(209) 968-5648
Strike it Rich with Stella at
Mother Lode Real Estate



Extraordinary Service
For Extraordinary People

Providing Buyers and Sellers with expert advise in Vacation Properties including: Sonora, Twain Harte, Strawberry, MiWuk Village, Suger Pine, Long Barn, Cedar Ridge and Soulsbyville,CA homes and land for sale.

"Your Vacation Property Realtor Specializing in Listing Homes For Sale in the Twain Harte and Sonora, CA area" Providing Buyers and Sellers with expert advise in Vacation Properties including: Sonora, Twain Harte, Strawberry, MiWuk Village, Suger Pine, Long Barn, Cedar Ridge and Soulsbyville,CA homes and land for sale. FORECLOSURES!
Would you like a list of foreclosures in Tuolumne or Calaveras County? Simply choose Foreclosures and fill in the requested information. I will be glad to send you the list. We have bank owned properties in Tuolumne and Calaveras Counties, so if you are looking for a bargain here it is. There are also many short sale properties to choose from. Let an experienced Realtor, Stella Sauls, help guide you thru this process.Contact Stella.


How to find Properties
Searching for property couldn't be easier. Choose Search MLS or choose from the buttons at the top of this page. Searching on our local MLS will give you all the current properties for sale. If you are looking for homes, land or commercial property for sale you can find it here. If you do not see what you are looking for remember Stella can search for that special property for you. Some Great properties never reach the MLS. They are sold "In House". You can Contact Stella anytime with questions or inquiries.

Stella's Blog
GUIDELINES TO SAVING YOUR HOME
As a REALTOR experienced in Short Sales and Foreclosures, Stella Sauls, would like to help you save your home if possible. If you do not qualify for a Loan Modification with your lender, Stella can show you ways to save your credit. For information on Loan Modifications, Short Sales and Foreclosures please contact Stella. Have you been unsuccessful in getting a loan modification? You can sell your property to avoid foreclosure. Contact Stella to see if this solution will work for you. If you owe more than your property will sell for you are an excellent candidate for a Short Sale. This process is complicated and it is best to get a REALTOR who is experienced in Short Sales. I personally have listed and sold Short Sales for sellers successfully. For more information check under Buyers and Sellers / Seller Short Sale

REMEMBER TO CHECK YOUR CREDIT REPORT
Not all lenders report to the three major credit bureaus – Equifax, Experian and TransUnion – which means a mistake could appear on one, two, or all three reports. Rather than calling or mailing a dispute letter to one central agency, the errors must be disputed separately with each bureau.
Consumers may obtain free copies of their credit reports once a year at www.annualcreditreport.com. This report will only show credit history, and not credit scores. To obtain a credit score, consumers can visit www.myfico.com.
To dispute an error, consumers first should contact the lender that reported the information to the credit bureaus. Next, contact the credit bureaus using the numbers listed on the credit reports. This also can be done online at www.transunion.com, www.equifax.com , or www.experian.com. If the report is more than 60 days old, consumers should obtain a new report, which may have a new phone number. Also, if the report was obtained from a third-party site rather than directly from the credit bureau, consumers may have to order a report from the bureau to begin the dispute process.
Bureaus typically have 30 to 45 days to “resolve” disputes. If it’s a simple factual error that is acknowledged by the lender, it could take as little as two weeks. Either way, consumers are notified of the bureau’s decision via regular mail or e-mail.
Call Stella Today 209-968-5648

SELLERS
Did you know for every month your property is on the market you are losing approximatly 1% of your final sold price. We have been tracking the prices of solds and market prices have been going down 1% per month. So the quicker you sell the more money in you receive. It makes since to contract with Coldwell Banker to sell your property. We have 42% of the market share. More than any other company in Tuolumne County. With 60 agents to work for you why would you go anywhere else. Contact Stella today for details on selling your property for top dollar.

INVESTORS
We have some great deals with the Short Sales and Foreclosures. If you would like to get listings daily on new properties let me know. Contact Stella and I will be glad to email you.

STAGING YOUR HOME TO SELL
Did you know that staging your home can increase your selling price by up to 10%. If you want to get more for your home
- Stage It -
Contact Stella Call or Email for more information.

FIRST HOME BUYER
Shopping for Your First Home?
Stella Sauls with Coldwell Banker wants to help make your Dream a Reality.
Questions about the loan process?
What is Title Insurance and why do you need it?
Is this the right time for You to Buy?
All of these questions answered and more.
Now is a great time to buy your first home while interest rates are still low. Most first home buyers are paying mortgage payments no more than their current rent payments. 100% financing is still available if you qualify. Don't miss out on this great opportunity. Contact Stella Sauls today to find out more.

SELLERS!
If you're planning to sell your home in the next few months, this FREE service is designed to help establish your home's current market value. Simply choose Market Analysis and fill out the requested information. I will use comparable sold listings to help you calculate the fair market value of your home. In these changing times it is so important to price your home right to sell quickly and for the most money. Remember staging your home can add $$$ in your pocket.

BUYERS!
Automatically receive personalized MLS listings by e-mail. I will search the local MLS and find the homes that match your criteria and notify you immediately with the latest listing information!! Simply choose Dream Home Finder and fill in the requested information. Or, search for yourself at Search MLS.




Specialization
I specialize in representing my clients in the purchases and sales of vacation property, relocation, and second homes within the local areas of Twain Harte, Sonora, Long Barn, Sugar Pine, MiWuk, Sierra Village, Strawberry, Soulsbyville, Columbia, Jamestown and Tuolumne City,CA. Stella Sauls, has become a SHORT SALE EXPERT by closing many Short Sale properties sucessfully.
If you are looking for a FORECLOSURE AND SHORT SALE EXPERT, call Stella Sauls today at 209-968-5648.
Homes For Sale in Tuolumne and Calaveras Counties**Call Stella at 209-968-5648 to see any of these beautiful properties



List your home or land today with Stella Sauls and get weekly advertising in our local
"Union Democrat" newspaper

Call Me Today
Stella Sauls
Coldwell Banker Mother Lode Real Estate
14255 Mono Way
Sonora, CA 95370
(209) 968-5648 Cell
209) 532-6999 Fax
info@StellaSauls.com

DRE Lic# 01398644